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  • Disclaimers

What is Car Insurance?

Car insurance is an agreement between a vehicle owner and an insurance provider that provides financial protection in case of unexpected events such as accidents and natural disasters that result in financial losses. The agreement is typically in the form of a document that must be kept in the vehicle's dashboard and produced when required by traffic police. This document financially protects the vehicle in case of damage or loss resulting from an accident.

In addition to covering damage or loss to your own vehicle, a car insurance policy also covers third party liabilities, such as damage to property or injury to individuals involved in the accident. In India, third-party insurance is mandatory for all vehicle owners.

Bima Leap offers affordable car insurance policies from over 20 insurance companies in India. We provide comparison quotes for third-party only and own-damage only policies, allowing you to choose the policy that best meets your needs. You can purchase a policy online within 2 minutes and enjoy maximum discounts on your premium. Trust, Bima Leap for dependable car insurance that provides peace of mind while you drive.

What’s Covered in Bima Leap Insurance?

Accidents

Accidents can be unplanned, unforeseen, and unexpected events that have negative effects on individuals involved. They can result in death, injury, loss of property, damage to the environment, or a combination of these.

Theft

Theft is the unlawful taking of insured vehicle, and insurance can provide protection against loss or damage caused by such incidents.

Fire

Fire is another risk that can be covered by car insurance policies. This coverage provides protection against any ignition or outbreak of visible flames in the car.

Natural Disasters

Natural disasters can also cause significant damage to four-wheelers. Car insurance policies can provide coverage for damages caused by natural disasters such as cyclones, floods, earthquakes, storms, and more.

Personal Accident

Personal accident coverage is an essential component of car insurance policies. It provides security in case of accidental expenses, which can quickly add up in the event of an accident.

Third Party Losses

Third-party losses can also be covered by car insurance policies, protecting individuals from legal ramifications and related expenses. In such cases, the car insurance provider will cover the expenditures and legal difficulties associated with any catastrophe.

Add-on Covers with Bima Leap Car Insurance

Zero Depreciation Cover

Zero Depreciation Cover is one of the most popular add-on covers in car insurance. It is critical in claim settlements, as it enables the policyholder to recover the total cost of replaced car parts damaged in an accident without accounting for depreciation.

Return to Invoice Cover

Return to Invoice Cover allows policyholders to receive compensation equal to the car's invoice value, which is the original value of the car when the vehicle was bought. This cover is useful in case of total loss or theft of the car.

Tyre Protect Cover

Tyre Protect Cover provides insurance cover for accidental loss and damage, cuts, or punctures to the tyres in addition to the labour charges incurred during the repair or replacement of tyres.

Breakdown Assistance

Breakdown Assistance cover is useful in situations where the car breaks down on the road. Any minor difficulty such as jumpstart, change of tyre, fuel, etc. is covered under this add-on.

Consumable Cover

Consumable Cover is an add-on that covers the cost of consumables during an accident repair. Consumables include engine oil, nuts and bolts, grease, washers, and other items not covered by a basic comprehensive car insurance policy.

Daily Conveyance Benefit

Daily Conveyance Benefit provides a daily cash benefit in case your claim has been accepted, and your car is undergoing repairs after having sustained major accidental damages.

Key and Lock Protect

Key and Lock Protect provides coverage for the cost of replacement of the insured car's key if the key is lost, damaged, or stolen.

Loss to Personal belongings

Loss to Personal Belongings provides coverage for any loss or damage to any of your personal possessions kept inside the car, such as laptops, mobile phones, wallets, etc.

Why choose Bima Leap insurance?

Save Time

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Save Money

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Save Effort

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Cashless Repairs

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Instant discounts

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24x7 Customer Care

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Trusted & Reliable

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Convenient Platform

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More Car Insurance Features

Key Features Benefits Offered
Third Party Damages Covers both third-party death, injuries & property damages
Own Damage Cover Available under standalone & comprehensive plan
Personal Accident Cover Up to Rs. 15 lakh
Discount Up to 85% on online purchase
No Claim Bonus Up to 50%
Add-On Covers More than 10 add-ons depending on the plan
Car Insurance Premium Starting @ ₹2094/year*
Buying/Renewal Process Online & Offline
Cashless Repairs Available

Contact Us

Give us a call, request a callback or drop us an email, we’re here to help.